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View Diary: Cheers and Jeers: Tuesday (203 comments)

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  •  I'm still looking for someone to... (15+ / 0-)

    polish it.

    Eww, it's covered in axle grease(rust is a very bad thing on trailer hitches) as a prevention against the elements.

     And y'all can exhale now, the propane line is alllll good. I'm leaving Casa Fella is a week or so, and am getting quite happy/nervous/anxious/overwhelmed. I THINK I have all the crap I need for the summer so now it's just loading it in there & tying up loose ends here. Stuff like--I have a Will now. I had such a shitty, shitty, shitty time with lawyers when my wife died, it took me 7 years to stagger back to an attorney & have my Will written. Sorry--you get nothing. But Fletch & lil Chris will be eating Kobe steaks from golden bowls....

    The better I know people, the more I like my dog.

    by Thinking Fella on Tue May 14, 2013 at 06:23:57 AM PDT

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    •  Sorry about your lawyer experience. (7+ / 0-)

      Even sorrier about the loss of your wife.

      I'm reminded that I need to change the beneficiary on my 401K, 'cuz it's still going to my ex.  Yikes!  I'm so bad!  I'll do it today; I've downloaded the form.

      "...I am superficially and ingenuously offended, which is to say, not offended, but suspicious that perhaps I should be." --Gentle Giant

      by Maudlin on Tue May 14, 2013 at 06:59:45 AM PDT

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      •  Thanks, Maulin. (7+ / 0-)

        I think the worst part is that my wife's death will always be entangled with lawyer bullshit/trust funds/money crap/extreme hatred of former in-laws...

        Usually, I'm able to separate out the surrounding bullshit from her. Here's a good take-away lesson: Make sure YOU own the life insurance policy on your spouse. If your spouse owns the policy, they dictate the beneficiary--and this part is big: they can change the beneficiary at their whim, within a week or 2 of their death. And although in CA, life insurance is a "Community Asset"(thereby giving each spouse a 50% share in it), that can be fucked with via a trust & Power of Attorney & $$$ attorney fees. If you don't own the policy, you can pay for a life insurance policy for years, be the sole beneficiary for years, have the State say you are due half at a minimum--and have that all changed legally, leaving you zero. It happened to me.

        The better I know people, the more I like my dog.

        by Thinking Fella on Tue May 14, 2013 at 07:13:55 AM PDT

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        •  Double yikes! (5+ / 0-)

          I don't even have a life insurance policy on my husband, unless he got one through work, but I wouldn't own it even if he did.

          We started talking with a lawyer about a living trust but never followed through because it required that we designate the trust as the beneficiary of everything, meaning that we'd have to contact every financial institution we have an account with.  I'd really be screwed if husband were to go before me; I could see getting into a fight with his kids, and one is actually starting out his career as an attorney for wills and trusts.  Oy, I hate thinking about this stuff, but it's necessary.  Thanks for the advice.

          "...I am superficially and ingenuously offended, which is to say, not offended, but suspicious that perhaps I should be." --Gentle Giant

          by Maudlin on Tue May 14, 2013 at 07:36:04 AM PDT

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          •  you can buy one. (5+ / 0-)
            Recommended by:
            Maudlin, commonmass, mayim, NonnyO, GreenDog

            You can't buy a life insurance policy on just anyone, only a legal relative or someone who owes you a lot of money.

            That makes sense-if you owe me a million bucks, it would be a good thing if I insured your life in order to be sure I got the money I am owed if you croak before you pay me. Or you can buy a policy for your spouse/partner, kids, parents if they provide an income for you now...but you can't buy a policy for say...a neighbor. If you could, folks would be insuring every drunk in town, every soldier headed off to war, or every elderly person they know...

            You probably should have at least a small policy on your spouse. Should your spouse die a sudden death today(Heaven forfend!), the funeral will cost you a couple thousand bucks, even if they are cremated w/o a big funeral. A $20k policy isn't expensive. A policy to pay off your house could be. A policy to give you a million bucks IS expensive, especially for a man over 50.

            The better I know people, the more I like my dog.

            by Thinking Fella on Tue May 14, 2013 at 07:58:05 AM PDT

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            •  Points well taken, thanks. (5+ / 0-)

              I think I'll fill out that change of beneficiary form now.  Would you mind getting on my case about it every day in C&J until I tell you it's in the mail?

              "...I am superficially and ingenuously offended, which is to say, not offended, but suspicious that perhaps I should be." --Gentle Giant

              by Maudlin on Tue May 14, 2013 at 08:13:20 AM PDT

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