Skip to main content

View Diary: Florida lawmakers, who rejected Medicaid, have really sweet health insurance deal (23 comments)

Comment Preferences

  •  Federal Employee Health Insurance (4+ / 0-)

    I am sitting here reading from the FEHBP book. A federal employee who elects Blue Cross/Blue Shield pays, for his coverage, for Standard Option, $433.63 per month for self and family (and the same if the family is only him and his wife---there is no reduction for a couple) or $186.14 if he elects coverage for himself only.  This plan is identical whether the employee is the President, a Congressman, a secretary or  janitor at a federal building anywhere in the US,  a cancer researcher at the NIH,  or a driver of the shuttle bus that runs between federal buildings in the DC area. That's a bit more than Florida's legislators are paying.

    •  That's even less than (1+ / 0-)
      Recommended by:
      Cartoon Peril

      what I pay as a public school employee - about $450/month for myself and spouse (and this is not a great plan - it has a very high deductible). To cover a family is pretty outrageous, considering our salaries aren't that high: over $700/month.

      •  $700 a month? (0+ / 0-)

        When you say high deductible, how high is high?

        Are doctor's visits, drugs, etc covered, or do you have to satisfy the deductible before a dime comes out for anything?  Is that deductible for the family, or for each covered individual.

        We pay less than that for a very high ($5,000 each) deductible plan, and we don't have an employer picking up any of the bill.  

        OTOH, it's almost worse than having no insurance at all -- all medical expenses end up coming out of our pocket, and providers absolutely refuse to give us an idea of what anything will cost because we have insurance.

        Plus, of course, we pay the monthly premiums which could actually do us some good if we could apply them elsewhere.

        LG: You know what? You got spunk. MR: Well, Yes... LG: I hate spunk!

        by dinotrac on Thu May 16, 2013 at 02:03:38 AM PDT

        [ Parent ]

Subscribe or Donate to support Daily Kos.

Click here for the mobile view of the site