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View Diary: Bogus study tries to scare 'Young Invincibles' away from Obamacare (48 comments)

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  •  Health Insurance definitely pays for itself (1+ / 0-)
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    Shrew in Shrewsbury

    I'm only 27 years old, but my health insurance has probably saved me from going broke twice in the last 3 years.

    I've had 2 hospital stays in the last 3 years despite my young age. The first wasn't expected (some serious stomach problems from ulcers that required surgery to fix), that hospital stay lasted an entire month, and I'd guestimate would have cost me over $250,000 at a minimum without health insurance, since I required a LOT of bags of IV fluids from not being able to eat or drink most of the time.

    The second hospital stay was expected and planned, heart surgery a month and a half ago that I knew I'd eventually need when I was older (I was born with congenital heart problems). That hospital stay lasted 6 days, I'd guess that stay would have cost at least $120,000 without health insurance.

    So the lesson. Even if you're young and healthy now, you can still get sick quite quickly and rack up huge medical bills.

    •  Even if if doesn't pay for itself.... (1+ / 0-)
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      Shrew in Shrewsbury

      you still need the protection.  Insurance is not an investment on which you expect to make money.  It's protection against the worst happening.

      The best thing that can happen to you is that you pay for health insurance your whole life and rarely use it, because you never get sick or hurt.  

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