Skip to main content

View Diary: ObamaCare is a Republican Disaster (75 comments)

Comment Preferences

  •  Selling across state lines (0+ / 0-)

    The health insurance exchanges break down the state line barrier. Insurance companies CAN sell across state lines, BUT you are not hearing much about this yet for a number of reasons.
    1) If you want to buy on the exchange, you will either have to wing it yourself, or find the mythical insurance agent who is licensed to sell insurance in all states. Good luck!
    2) The insurance cartel is still selling policies that differ by state, based on how much profit they can make. They don't want to advertise that they are, or have been, screwing people in this state or that state, offering the same benefits at a higher premium and/or deductible.
    3) the exchanges aren't fully operational yet, because some states have refused to set them up. This stubborn tactic is only aimed at drawing more campaign dollars to run against Obamacare. ACA requires the federal government to set up the exchanges if the states don't.
    4) Municipalities, counties, labor unions, credit unions and corporations have not yet figured out that they can self-insure, and then offer their group policies on the exchanges, creating thousands of competitors for the cartel. But they WILL!
    If you think about it, you can see how all of these will be resolved over time. An additional similar problem holds for this issue as for the rest of ACA: ENFORCEMENT. It will still be a few years before auditing and law enforcement finally discovers and ahem! rectifies any problems with cheating.

Subscribe or Donate to support Daily Kos.

Click here for the mobile view of the site