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View Diary: Justin Amash (R) gets Town Hall question: "Why would we want to trust insurance companies...?" (170 comments)

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  •  Competition (5+ / 0-)

    For competition to work, you'd have to be able to find out what things cost. You can't. My doctor doesn't know. I have great insurance, a combination of medicare and what's left of a big corporation's group plan. I opted for drug coverage with Walgreens. I can either fill prescriptions locally or via mail order, theoretically at a lower price. But I absolutely cannot find out prices to compare. They (Walgreens) can't tell me. Apparently they don't know what the insurance will reimburse until an order is placed. It's crazy. You can't compete on price if nobody knows what the price is in advance.

    •  prescriptions (1+ / 0-)
      Recommended by:
      Alexandra Lynch

      Your insurance situation seems to bind you to specific suppliers. If you have a choice of local pharmacy its possible to shop around. You can ask what the cash price of a prescription is and choose the lowest one.

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