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View Diary: New IRS report confirms upcoming retirement crisis (95 comments)

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  •  a shame as (2+ / 0-)
    Recommended by:
    Nailbanger, White Buffalo

    the market has gone up something like 130% since it cratered. The last 5 years have been an excellent time ti be saving.

    •  Until it isn't (2+ / 0-)
      Recommended by:
      PsychoSavannah, gjohnsit

      The next crash, I am sure, has already been engineered.  With experience, any task becomes easier, and now it is known that there is no  risk of prosecution.
      401k's are a constant stream of poorly managed money arriving every two weeks, while the bankers laugh and laugh and laugh....

      "Searches with nonspecific warrants were ‘the single immediate cause of the American Revolution.’” Justice Wm. Brennan, referring to the 4th Amendment

      by Nailbanger on Fri Sep 06, 2013 at 02:55:45 PM PDT

      [ Parent ]

      •  If your 401(k) doesn't offer... (0+ / 0-)

        ...low cost funds and good investment opportunities, you should push your company to improve the plan.

        Or, if it's feasible, quit so you can put your money in a rollover IRA where you have better options and more control.

        I do agree that some, particularly small employer, 401(k) plans suck.

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