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View Diary: The ACA "train wreck" with my healthcare insurance (202 comments)

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  •  We're an odd case and we're STILL not (1+ / 0-)
    Recommended by:
    Philpm

    sure how its going to work for us.

    The local churches pay for the health insurance that is mandated by our conference structure. We do not have a single church in this conference that has more than 50 employees. Pastors are not considered employees of the local church they serve but of the denomination.

    Who qualifies for what is a sweet mystery. I do know that if I have to pay the employee portion of the family insurance, it would be slightly more than 9.5% of my pay. The Conference benefits officer is going crazy trying to figure out what is going to impact pastors and lay employees.

    I think I'm not going to be going on the exchanges.

    If you have come here to help me, you are wasting our time. But if you have come because your liberation is bound up with mine, then let us work together.-Aboriginal activists group, Queensland, 1970s

    by left rev on Thu Sep 26, 2013 at 05:00:56 AM PDT

    •  Ask the ACA (2+ / 0-)
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      left rev, gmats

      I'm surprised the government offices responsible for the ACA don't have a "help desk" that can figure this out for people, especially small businesses by the law's definition.

      Especially for church businesses, since some churches are giving the ACA so much trouble.

      "When the going gets weird, the weird turn pro." - HST

      by DocGonzo on Thu Sep 26, 2013 at 05:24:39 AM PDT

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      •  healthcare.gov, (2+ / 0-)
        Recommended by:
        left rev, DocGonzo

        enrollamerica.org

        for starters

        "It always irks when rightwing folk demonstrate in a familial or exclusive setting the values that they deny in a broader social context." Russell Brand

        by CoExistNow on Thu Sep 26, 2013 at 05:29:22 AM PDT

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      •  The last I heard, (2+ / 0-)
        Recommended by:
        DocGonzo, Philpm

        there were still some high level discussions going on about how this will impact some denominations for coverage.

        I do know that most denominations would be delighted to be able to drop the group plans-they are killing us. Pastors skew older are not the healthiest group to insure, and premiums reflect that. Since I've been in my conference 5 years, we've switched carriers twice, hunting for the best deal.

        Its a justice issue for our denomination that every pastor, and every full time church or denominational employee, have access to health care via health insurance. Subsidies from the denomination are available when the personal contribution is onerous, especially for pastors in small churches who can only pay the conference minimum for salary clears throat, raises hand

        Coverage and benefits for the ACA vary from state to state,  so in the interest of providing equitable coverage across the denomination nation wide, we'll not be dropping the insurance we have and encouraging pastors to use the exchanges. However, each pastor may do the math, and if they can get a better deal from the exchanges, they will not be forbidden to do so.

        If you have come here to help me, you are wasting our time. But if you have come because your liberation is bound up with mine, then let us work together.-Aboriginal activists group, Queensland, 1970s

        by left rev on Thu Sep 26, 2013 at 06:03:03 AM PDT

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    •  Dear left rev — sounds like you are (1+ / 0-)
      Recommended by:
      left rev

      in one of the areas of the law that needs attention.

      I am sure there is an ACA help desk; look on the web for a phone #.

      I'm asking you to believe. Not in my ability to bring about real change in Washington ... *I'm asking you to believe in yours.* Barack Obama

      by samddobermann on Thu Sep 26, 2013 at 12:26:57 PM PDT

      [ Parent ]

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