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View Diary: ACA, Understanding the details: Actuarial values of the plans' tiers & why you can ignore them (154 comments)

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  •  I hear yu' ... (4+ / 0-)

    I'm in the same boat in California. NOW I'm finding out just what a complete godsend the PCIP (Pre-Existing Condition Insurance Program) was. $530 a month for my age bracket (over 60) ... what a DEAL! Just like single payer!

    And now I'm getting thrown back on the tender mercies of the private insurance companies who priced me out of the individual insurance market in the first place. Yuck.

    Even the bronze plan being offered is more expensive than the PCIP. Sigh ...

    But I have several pre-existing conditions that require monitoring. So I can't afford NOT to have insurance anymore if I expect to remain in decent shape for as long as I can. I'm honestly considering going with a platinum plan. Yeah, it'll be a heck of a monthly burden to meet, but there is no deductible and my out-of-pocket expenses and the annual cap will be quite low. In other words, I won't wind up with a nasty financial surprise on my hands if one of my conditions go south on me in the near future. Decisions, decisions ...

    "Long term: first the rich get mean, then the poor get mean, and the rest is history." My brother Rob.

    by Pat K California on Mon Oct 07, 2013 at 12:29:22 PM PDT

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