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View Diary: Can someone please tell the Talking Heads/Tea Party that Obamacare is for the UNINSURED? (21 comments)

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  •  You might want to rethink this post (1+ / 0-)
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    SingularExistence

    Actually Obamacare is being used by Congress. They get subsidies, which is what everyone is talking about, but they are in the exchanges just like everyone else who signed up.

    As for the Bank President, who knows, maybe that is true. Some companies are using the exchanges as spring boards for their own policies.

    Obamacare is nothing more than a collection of insurance providers organized by state. A person who logs in to the system searches for the best option, for them, and if they get subsidies then the cost of insurance is reduced. If they don't, as in the case of my mom, then they have to pay the whole bill.

    •  Clearly, my post was not to delve into the (1+ / 0-)
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      thestructureguy

      finer points of the Affordable Care Act . . . I do understand what you are saying . . . but my point is that the law is not something that "every American" is subjected to, as is being represented by the conservatives in Congress, and that most people who are insured by their employer are pretty much in the same position they were before - with very little control of what health plan their company will offer.

      Saying "Why isn't Obama on Obamacare?" is intellectually dishonest, which is the point of this diary.

      Most folks in Congress knows this, lots of folks don't.

      •  Again, not technically true. (0+ / 0-)

        While not every American will be on the exchanges, every American is subject to the laws implemented by Obamacare.

        For instance, my company doesn't shop the exchanges, but we were forced to change the insurance carrier that we've had for close to three years to keep within the Federal guidelines. In addition the costs of the new plan is about $120 a month more than the old plan. If that weren't bad enough I cannot simply opt out of my company plan and shop on the exchanges because I am offered insurance through my company.

        Couple this with the fact that any American who simply refuses to have insurance will have to pay a tax of $95 or 1% of annual salary, whichever is greater.

        What most conservatives, like myself, are upset about is that large companies were given the ability to continue using insurance companies that do not meet federal guidelines for one year. Certain unions were also granted this exemption because it would affect the plans they worked hard to negotiate for. Congress did not get an exemption, they tried, but instead got subsidies.

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