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View Diary: Don't qualify for subsidies? You can skip heathcare.gov all together! (30 comments)

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  •  The kff generic calculator should of some use (6+ / 0-)

    There may be specific instances when it spits out the wrong data (say your state is not participating in Medicaid expansion). But, as a first step, kff should work.

    •  Ha! "should be" of use, yes, but it isn't. (0+ / 0-)

      They say that "the types of income that you don't have to declare can be found at the FAQ" but I haven't found it yet.
         

      We are all pupils in the eyes of God.

      by nuclear winter solstice on Fri Oct 18, 2013 at 03:07:45 PM PDT

      [ Parent ]

      •  The FAQ contains that information (5+ / 0-)

        Quoting:

        What is included in household income? How do I know what to enter for my income?

        The calculator allows users to enter household income in terms of 2014 dollars or as a percent of the federal poverty level. Household income includes incomes of the taxpayer, spouse, and dependents. In determining eligibility for exchange subsidies, income will be based on your attestation of your expected income in 2014 and will be verified by the exchange with documentation from your most recent tax return, with consideration of reasonable changes you expect. Exchanges will calculate enrollees’ household incomes using Modified Adjusted Gross Income, or MAGI.  The MAGI calculation includes such income sources as wages, salary, foreign income, interest, dividends, and Social Security. MAGI calculation does not include income from gifts, inheritance, and Survivors Benefits, and some other income sources are partially excluded. More information on MAGI is available here.
        •  thank you. I was busy looking for the words "don't (1+ / 0-)
          Recommended by:
          Sylv

          have to declare" and skimmed right past the obvious "what is included?"
          Mea culpa. (my apologies for the vehemence of my reply too.)

          I was very afraid that I might have to explain this stuff to people, because originally we were told that library staff might have to. I found out after all, that in our area at least, the official navigators are to be found at Planned Parenthood.

          We are all pupils in the eyes of God.

          by nuclear winter solstice on Fri Oct 18, 2013 at 03:47:08 PM PDT

          [ Parent ]

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