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View Diary: Obamacare off to great start in Kentucky, Washington, Oregon (72 comments)

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  •  California (14+ / 0-)

    Joan, do you have any statistics on California or other states, like Arizona that have signed on.  I thought I read somewhere that CA was doing well, also.

    Seems like if you have a Democratic governor, they sign up and do their own websites which all seem to be working great.  However, those states that don't want to sign up, the Feds have to do their sites and those are the ones that are not functioning very well.

    •  Calif had some glitches, mostly worked out now (10+ / 0-)

      I was able to sign on yesterday in the middle of the day. It was slow, but I got in. I started my application in the first week, but I did it in the middle of the night.

      My main problem is that Calif is going to have a "find your doctor" tool that isn't working yet. I might be able to keep my doctor if I get Blue Shield, but Blue Shield California has cut it's network in half for Exchange customers. Ergo, although my doctor takes Blue Shield, as do my other providers (dermatologist, ophthalmologist), will they all be in the reduced network??? (And that is Blue Shield's game--you think you're covered, then get a bill for thousands of dollars because your anesthesiologist wasn't in their network--and what if the network information is "wrong" at first?)

      So I might go with Kaiser, which is $10 cheaper for me and offers their full insurance.

      I might to with Kaiser anyway, because Blue Shield are bastards. You can change it if you want, before March 31st. My sister's had both. Love Kaiser, detests, despises and hates Blue Shield.

      Enjoy the San Diego Zoo's panda cam! Now with new baby panda! And support Bat World Sanctuary

      by Fonsia on Tue Oct 22, 2013 at 11:45:07 AM PDT

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      •  Please go with Kaiser. It does everyone a favor (8+ / 0-)

        if insurance companies find people aren't signing up with them because they don't have enough providers.  Especially, let every young person you know that will be buying insurance through the exchange that they will have more choices if they go with Kaiser.

        •  Yup. That's almost certainly what I'm going to do (0+ / 0-)

          I've been waiting for the doctor tool to start working--but even then it might not be accurate. I just can't take the chance that Blue Shield will deny me coverage and claim their out-of-network crap. No doubt that's exactly why they've cut their network in half.

          I hate like poison to leave my doctor, who has been enormously good to me over the years, but I think Blue Shield actually might be poison.

          Anyway, perhaps in the future they'll get another plan that he's on. I really wanted Scripps (available here in San Diego), but it isn't on the exchange. He's accredited at their hospital. Maybe next year Scripps will join.

          Enjoy the San Diego Zoo's panda cam! Now with new baby panda! And support Bat World Sanctuary

          by Fonsia on Tue Oct 22, 2013 at 04:16:49 PM PDT

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      •  Can you not freely pick your doctor in the USA? (1+ / 0-)
        Recommended by:

        irrespective of which insurance company you have??
        You mean your insurer can elect not to pay, or pay less?

        I guess I’ve been living abroad too long.

        “The meaning of life is to find it.”

        by ArcticStones on Tue Oct 22, 2013 at 05:57:59 PM PDT

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        •  It depends on your insurance (1+ / 0-)
          Recommended by:

          Kaiser is an HMO, a Health Maintenance Organization. They have their own facilities and doctors who work exclusively for them. You can only go to their doctors and facilities, unless it's an emergency or you are out of their area (then they act just as a regular insurance company). It sounds restrictive, but everyone I've talked to who is with them absolutely loves them. It operates just like a single-payer system. It's easy and they have the highest quality rating from California.

          Blue Shield is a PPO, a Preferred Provider Organization. If they include your doctor in their network, you're covered. If you happen to go to a doctor who's out of their network, then you're not covered and they will not pay. I haven't heard a good word about them yet, and I've been asking around quite a lot.

          Most doctors and facilities in this area take Blue Shield, but Blue Shield has cut their network by 50% for those of us on the Covered California exchange.

          So, although the doctor finder tool finally came online, I can't be sure that it's giving me good information. Just because they take Blue Shield does not mean that they're in that 50% reduced network.

          I just signed up with Kaiser. With them I know for certain that everything they do for me is covered.

          Enjoy the San Diego Zoo's panda cam! Now with new baby panda! And support Bat World Sanctuary

          by Fonsia on Wed Oct 23, 2013 at 01:53:03 AM PDT

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