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View Diary: A really interesting thing I found out today about health care insurance, that no one's reporting on (98 comments)

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  •  The principal reason is differences in network (1+ / 0-)
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    BlackSheep1

    Exchange plans are cheaper, in part, because they have restricted provider networks, even if (compared to non-exchange plans) they have the same co-pays, deductible,s and maximum out-of-pocket amounts.

    So check to see if your preferred provider is in the exchange plan you are considering.

    "Well, I'm sure I'd feel much worse if I weren't under such heavy sedation..."--David St. Hubbins

    by Old Left Good Left on Tue Oct 29, 2013 at 03:05:30 PM PDT

    [ Parent ]

    •  That's a worthwhile consideration. (0+ / 0-)

      I know the provider network's narrowness is one of the problems with our current coverage; sadly enrollment went by before the exchanges opened this year.

      LBJ, Van Cliburn, Ike, Wendy Davis, Lady Bird, Ann Richards, Barbara Jordan, Molly Ivins, Sully Sullenburger, Drew Brees: Texas is NO Bush League!

      by BlackSheep1 on Tue Oct 29, 2013 at 07:35:05 PM PDT

      [ Parent ]

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