Skip to main content

View Diary: Obamacare Rate Shock: A more mature response is needed. Please. (54 comments)

Comment Preferences

  •  thanks for you honest comments (1+ / 0-)
    Recommended by:
    jlms qkw

    I guess the question that needs to be asked, regarding your situation is:

    the fact that ACA places an arbitrary and unfair burden on "just 5%" of the population is shameful.

    Is it arbitrary?

    Also: are there no benefits to your new insurance?  E.g.,:

    a) are lifetime caps the same?
    b) if (G-d forbid) you became extremely ill, were you subject to non-renewal?

    And, the bigger question is: could you have designed a better system that would include (as ACA does) everyone else with pre-existing conditions and increase insurance participation by 30 million?

    •  Yes, it is arbitrary (2+ / 0-)
      Recommended by:
      annecros, tardis10

      Why should I get hit with premium increase when 80% of the population is not?
      I already conceded that the new plans cover more -- but 80% of people are getting better plans without premium increases. Is that fair.
      As to whether I could have designed a better system myself ... please.

      •  so the tradeoff (0+ / 0-)

        to your premium not increasing is 47 million without insurance.  Is that fair?

      •  "why should I get hit" does not equal "abitrary" (0+ / 0-)

        The answer to "why should I get hit" was answered by others above -- to wit: your low rates were being subsidized by higher rates from others (and/or, your low rates were because your company was excluding the people that needed the insurance).

        That doesn't mean it's arbitrary.  I'm sure your insurance company had a good reason to set the rate as it did (and, if the set it too high, you'll get a refund at the end of the year).

        "80% of people are getting better plans without premium increases. Is that fair"

        No -- but that's status quo.  Fact is: employer paid insurance is from pre-tax dollars.  It was that way before ACA, and it's that way after ACA.

        It's not fair, but that was an effort to keep as much status quo as possible (as explained in Ezra Klein's article)

Subscribe or Donate to support Daily Kos.

  • Recommended (141)
  • Community (68)
  • Baltimore (64)
  • Bernie Sanders (49)
  • Freddie Gray (38)
  • Civil Rights (36)
  • Hillary Clinton (26)
  • Elections (25)
  • Racism (23)
  • Culture (22)
  • Education (20)
  • Labor (20)
  • Law (19)
  • Media (19)
  • Rescued (17)
  • Economy (17)
  • Science (15)
  • 2016 (15)
  • Politics (15)
  • Texas (13)
  • Click here for the mobile view of the site