Skip to main content

View Diary: So are the ACA "Subsidies" or are they LOANS!?! (166 comments)

Comment Preferences

  •  What is new is that ... (11+ / 0-)

    ... people with incomes under 1.4x the poverty line are hearing that they will get health insurance under the Medicaid Expansion, at least in the 25 states that are implementing a Medicaid Expansion ...

    ... and while previously many state's had wealth as well as income tests for qualifying, now there is only going to be an income test in those 25 states, and some people may choose to go into the Medicaid Expansion instead of the HIX for the lower deductibles without realizing the downside in terms of clawback from their estate.

    Support Lesbian Creative Works with Yuri anime and manga from ALC Publishing

    by BruceMcF on Wed Nov 06, 2013 at 07:53:35 PM PST

    [ Parent ]

    •  All the more reason for people (4+ / 0-)
      Recommended by:
      Mr Robert, offgrid, Lujane, Calamity Jean

      to be talking to a navigator or other professional before making a decision. I hadn't thought of that angle, but it might be better for some people who are eligible to buy something through the exchanges, if that is doable.

      Just another underemployed IT professional computer geek.

      by RhodeIslandAspie on Wed Nov 06, 2013 at 08:05:05 PM PST

      [ Parent ]

    •  It's not a choice here in WA (0+ / 0-)

      The best lack all conviction, while the worst Are full of passionate intensity.

      by chuckvw on Wed Nov 06, 2013 at 08:35:21 PM PST

      [ Parent ]

    •  You can't choose to go into the exchanges (2+ / 0-)
      Recommended by:
      raines, splashy

      If your income puts you into the Medicaid range (133%) of poverty you can only take Medicaid unless you want to pay the full freight - no subsidies whatsoever - on a policy on your own.

      There is no choice under ACA wherein you can opt between Medicaid and a subsidized policy. If you are within 133% of the poverty line it is Medicaid or nothing.

      •  Not true ... (0+ / 0-)

        ... the lower threshold for the HIX subsidy is the poverty line, so in states where Medicaid expansion is being provided, the Medicaid expansion and the subsidized HIX policies overlap between the poverty line and ~1.4x the poverty line.

        You are confusing the fact that there is no alternative to expanded Medicaid for incomes, like mine, below the poverty line (yeah! modern college teaching!) with the overlap range.

        Support Lesbian Creative Works with Yuri anime and manga from ALC Publishing

        by BruceMcF on Thu Nov 07, 2013 at 08:12:01 AM PST

        [ Parent ]

Subscribe or Donate to support Daily Kos.

Click here for the mobile view of the site