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View Diary: A tale of two 'keep your health insurance' bills (104 comments)

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  •  I wonder something, though. (1+ / 0-)
    Recommended by:
    Victor Ward

    Are all these plans that are getting dropped "junk"?

    I've seen stories about some cancer patients whose plans got dropped. Those plans had to be good plans.

    :) the above thoughts come from a crazy mind. ;)

    by Shreve on Wed Nov 13, 2013 at 09:40:40 AM PST

    •  "Junk" is an undefined term that can be (2+ / 0-)
      Recommended by:
      Shreve, bryduck

      misunderstood.  For the sake of communication, it's better to be specific and precise, but the public isn't necessarily literate in the language of insurance.

      Some policy owners had insurance that was medically underwritten. The insurers screened applicants, especially in the 50-64 year-old age group to exclude all but the most healthy individuals.  That practice will no longer be allowed.

      Without screening for medical reasons it stands to reason that premiums for the group as a whole would probably increase.

      Should the people who benefitted from the exclusionary system continue to do so?  Does their objection against higher cost have precedence over the needs of those who were excluded completely?

      There is no existence without doubt.

      by Mark Lippman on Wed Nov 13, 2013 at 10:58:37 AM PST

      [ Parent ]

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