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View Diary: Merkley co-sponsors Landrieu bill to allow consumers to keep health plans (159 comments)

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  •  Disagree. The complaints are about the cost of ACA (1+ / 0-)
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    alternatives. PBS Newshour just featured a 58yo self-employed attorney who "liked her old policy" and is now facing a $5000/yr increase for the cheapest Exchange policy.

    She said that the only additional benefits from the ACA policy are maternity and pediatric care... something she simply does not need.

    What she actually said is this:

    "...between the higher premiums and the much higher maximum out-of-pocket costs, will cost me probably more than $5,000 a year more than what I'm already paying for health insurance."
    So it's hard to know if $5k is a repating annual increase, or a worst-case estimate in the event that she hit her OOP Max.

    I suspect that these older, high-income customers were happy paying less for a policy with high deductible, because they have other assets to call on in an emergency (stocks, savings, equity). But at that age, they are saving hard for retirement, so they're sensitive to monthly cash flow.

    Perhaps a better solution would be to qualify them for tax subsidies like the lower-income ACA customers have.

    “It is useless to attempt to reason a man out of a thing
    he was never reasoned into” - Jonathan Swift

    by jjohnjj on Wed Nov 13, 2013 at 11:35:23 AM PST

    [ Parent ]

    •  And the SURPRISE!! Factor (0+ / 0-)

      I think people being hit with these premium increases is coming as a huge surprise.  People expected ACA would make insurance more affordable not surprise them with a sudden cost increase that they didn't budget.  

      That's really not fair to people.  At least if they increased your taxes you could plan for it.  

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