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View Diary: Amazing what people at work will say about the ACA... (197 comments)

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  •  It's not just the donut hole...it's contracts with (0+ / 0-)

    hundreds of pages of fine print of what pharmacies, what drugs, exceptions and tiers, deductibles and copays.

    It's a damn snarly mess...another insurance fiasco.

    •  OMG tell me about it (1+ / 0-)
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      akmk

      I thought I picked the right plan and then when I went to get my prescription refilled it was retail price which is astronomical even though it is a generic!! One, I have a deductible, which I was TOLD would disappear next year but now it seems it won't, and then two, while "X tartrate" is on the formulary as a Tier 1, "X succinate ER" which I take is not on the formulary at all for this plan, even though it is on the Medicare formulary.

      And when I had asked the agent to check the plan she just checked "X", and told me yes it was covered, ignoring the two varietiies.

      Jesus, you have to be a PHD to figure this stuff out. You ask the right questions and you can't trust ANYONE.

      So luckily I still have time to change plans, but what a pisser

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