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View Diary: Democrats = Spineless Jellyfish on the ACA! (76 comments)

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  •  That's the point of law (0+ / 0-)

    To have everyone in compliant plans.  It does not mean that employers will not offer coverage; it only means that the coverage will need to comply with the law.
    In my entire career I don't believe there was one year where my employer sponsored health plan remained the same, it changed every year and as time went on it went from costing me nothing to being pretty damned expensive well before Obama was even a senator.
    I rarely call bullshit but I know it when I see it and this is bullshit.

    •  Yes of course that is the point (1+ / 0-)
      Recommended by:
      corvo

      And that is why people are having plans cancelled that they want to keep. Just because individual and group plans have and will continue to be cancelled doesn't mean those people wont have insurance. It means they have to buy new plans, as required by law, that offer more benefits and are therefore more expensive. Most employers will pass these cost increases on to their employees just as your employer has passed past cost increases on to you. Some small employers will simply stop providing insurance and those employees will look to the exchanges just like those with individual cancelled plans will have to do.

      •  Why is this much worse? (0+ / 0-)

        I guess I'm missing your point.  Your original post was about how employer health coverage is going to get much, much worse.  People didn't get to "keep" their plans before if they got them through an employer. I would have loved to keep some of the coverage I had along the way but plans change and get cancelled without the ACA.  For most employees nothing will change, they will still get what their employer is willing to provide and for others there will be changes, it's always been that way.  

        •  My post was about employer plans... (1+ / 0-)
          Recommended by:
          corvo

          getting cancelled through the same mechanisms that is forcing insurance companies to cancel individual plans(loss of grandfather status). It doesn't matter if you are in a group or individual plan. Nobody likes paying more. Nobody likes the idea of being forced into a narrow network that prevents then from seeing the doctors they have always seen. All the complaints people are publicly airing about individual plan cancellations are happening to the group market as well.

    •  Sorry, you're wrong (4+ / 0-)
      Recommended by:
      Jon Says, VClib, annecros, corvo

      My ex-wife is the head of Administration for a European company with several US factories.  As part of her duties, she oversees HR and has to do the investigation regarding employee benefit plans.

      Before the mandate was pushed back, she reached the conclusion that it would the company thousands of dollars per employee to cancel employee health insurance, and reduce the hours of most of their factory workers to 29 hours/week.  And to make up the slack by hiring additional part time workers.

      After long discussions between the US and Europe, it was agreed to hold off on cutting employee beneifts.  But, the reduction in hours was implemented.  The feeling was the one year delay would give the Company time to have a smooth transition to a larger, albeit more part time work force and allow time for the bugs to be worked out of the exchanges.

      But, they also determined that the ACA was going to significantly drive up the cost of their employee plans so the feeling was that they would almost certainly cut access to employer healthcare for most employees next Fall.

      And, they are just one of thousands of companies all plugging the numbers to see what makes sense.  A lot of them are going to decide that to remain competitive employer based healthcare is going to have to go.

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