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View Diary: This will be my first diary. It is a tale of mortgages, thugs, and police. (23 comments)

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  •  Criminal culpability brings, automatically, civil (5+ / 0-)

    liability. On the other hand, most victims wisely pass it over because so many of the perps are "judgment proof".

    But I have to tell you that this whole story sounds really, really screwy to me. I might change my mind if I wanted to research Georgia law. But in the majority of jurisdictions, I would simple never leave personal property on real estate that I had allowed to go to foreclosure auction. That would definitely be flirting with "abandonment" issues.

    Hope that this is helpful.

    There can be no protection locally if we're content to ignore the fact that there are no controls globally.

    by oldpotsmuggler on Thu Nov 14, 2013 at 07:34:25 PM PST

    [ Parent ]

    •  We were not leaving it there. (3+ / 0-)
      Recommended by:
      BlackSheep1, martini, worldlotus

      We were trying to get our possessions off.  And they had never told us that we were evicted and we never signed the deed over to anyone.  We never "abandoned" the property.

      And even so, that doesn't apply to the vehicles or the sheds.  They were ours 100% and they had no right to try to sell them.  Especially when the land was still our property according to the law.

      And the house was not being foreclosed on.  We had agreed with them to trade the land and the house for annulment of the mortgage.

      •  From what you say, I can't tell if this was a (2+ / 0-)
        Recommended by:
        CroneWit, worldlotus

        Forclosure, a Deed In Lieu of Foreclosure, or something that I've never even heard of. There is no requirement that you give up Title if you have, otherwise, lost it, and, whichever way you lose it, it's still no longer your real estate.

        So, if it's no longer yours, how do you still have the right to store your cars, etc. there. If you come park your car on my land, you and I are definitely going to have an issue about what's going on.

        If you have a mortgage, you have to pay.

        If you can't pay,you have to try to work out some other arrangement.

        If you can't work something out, you just have to leave. I'm sorry!

        There can be no protection locally if we're content to ignore the fact that there are no controls globally.

        by oldpotsmuggler on Thu Nov 14, 2013 at 09:13:23 PM PST

        [ Parent ]

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