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  •  not sure i understand what you say (0+ / 0-)

    "then you can sign up when cancelled without regard to the open enrollment date."

    i guess you mean when my private insurance is cancelled on dec. 30, but ....
    sign up for what? sign up for ACA? i did that. i didn't make enough $$ to qualify. i'm not sure i can sign up again, and even if i do , i still will not make enough $$ to ualify for the marketplace.

    sign up for medicaid? that's what i am trying to do

    sign up for private insurance outside the ACA? uhh, my cheap crappo policy won't exist anymore and i'm thinking i won't be able to afford a new that's what the whole ACA thing is about....right?

    thanks for your feedback, but am i missing something?

    •  I just thought (0+ / 0-)

      you also had a concern if not approved in open enrollment by either Medicaid or to buy an exchange policy, you would have to wait until the next open enrollment.  For you, since your current insurance ends after open enrollment, you at least have more time to get signed up before you end up without coverage.

      •  thanks (0+ / 0-)

        my current insurance expires dec 31, 2013.
        i may not hear back from state medicaid til mid-late January, 2014
        (and they might possibly reject me.)
        so there actually is a  gap in that scenario. even if something is retro active..a health incident in early january leaves me without known coverage.

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