Skip to main content

View Diary: Abbreviated Pundit Round-up: Fear and loathing about Obamacare (113 comments)

Comment Preferences

  •  I have a teabag co-worker (6+ / 0-)

    He's just a bit older than me and we both had colonoscopies around the same time, he a little bit in advance of me. When mine rolled around, I was really concerned about costs. Thinking that he had the same group coverage that I did, I asked him about his out of pocket expenses. He told me he had written two checks. For around $700 each! Yikes! But when I got my bill, it was just a facility charge for $95. With my $15 copay and $60 for the prep prescription, I spent under two hundred bucks for the whole thing. Later I find out that my co-worker has one of these "catastrophic care" policies. He even defended it, saying that "insurance is for when you have a serious illness or accident, not for 'maintenance'". Hmph! Well, George, I'd rather pay $170 with a policy for which, (with my company's contribution), I pay LESS than you do. And I'm glad I don't have a teabagger brain. Just sayin'.

    "Given the choice between a Republican and someone who acts like a Republican, people will vote for a real Republican every time." Harry Truman

    by MargaretPOA on Sat Nov 16, 2013 at 05:30:36 AM PST

    •  I don't entirely disagree with his premise (2+ / 0-)
      Recommended by:
      Greg Dworkin, Nowhere Man

      To the extent that medical expenses are foreseeable, it "shouldn't" matter so much whether they are covered by insurance; what matters is the bottom line. Unfortunately, as you point out, there's no guarantee that the cheaper policy will have a better bottom line even if the expenses are routine. (And there's a lot of room between "maintenance" and "catastrophe.")

      Also, I put "shouldn't" in scare quotes because most people aren't in a position to make informed decisions about the expected costs and benefits of "routine" visits and procedures, so they may tend to underinvest in health care. I hate doctors enough as it is (sorry, Greg, it isn't about actual doctors), so I hardly need any more excuses not to seek appropriate care.

      "I am not sure how we got here, but then, I am not really sure where we are." -Susan from 29

      by HudsonValleyMark on Sat Nov 16, 2013 at 06:13:55 AM PST

      [ Parent ]

Subscribe or Donate to support Daily Kos.

Click here for the mobile view of the site