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View Diary: A message from the Health Insurers of America (109 comments)

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  •  Welp. (1+ / 0-)
    Recommended by:
    glynis

    This time it let me continue, and I got to the 'shop for plans' portion - still no option for Catastrophic.

    I reckon you're right, I need to apply for the exemption first.

    •  I left this thought out of my preceding comment (1+ / 0-)
      Recommended by:
      NinetyWt

      I wonder if the insurers in the pilot states who are able to give the subsidy credit would be able to handle the hardship exemption?  Of course if you don't live in those states it won't help you.

      Hope it all works out for you.

      •  Thanks! (1+ / 0-)
        Recommended by:
        glynis

        I'm not in a pilot state - I'm in one of those which refused to expand Medicaid and also refused to allow a state-run exchange.  We're lucky we've got any insurers at all in many counties... if our Insurance Commissioner hadn't begged Humana to step in, we would have had  36 of our 82 counties without any insurance plan options.  

        http://insiderlouisville.com/...

        •  Here's some info on the exemption: (1+ / 0-)
          Recommended by:
          glynis

          "For income below the filing threshold, inability to afford coverage, short coverage gap, and unlawful presence exemptions, you will apply through the Internal Revenue Service, or IRS. The application may not be available yet. "

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