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View Diary: Why is nobody talking about the OTHER Obamacare subsidy? (178 comments)

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  •  depends on where you live (7+ / 0-)

    $90K is a lot of money down here.

    my house cost $150K.

    -You want to change the system, run for office.

    by Deep Texan on Fri Nov 22, 2013 at 09:50:27 AM PST

    [ Parent ]

    •  A small, 1950s house w/4 bedrooms (4+ / 0-)
      Recommended by:
      Tommye, MRA NY, tardis10, kurt

      Is 400k+ around in the Boston area.  At home in VT, it's closer to $250k.

      So, using the absolute dollar value of someone's income as an indicator of need isn't entirely fair. A lot of conservatives have the knee-jerk reaction of "well move," but even that's not so simple: to move you need to be able to pay whatever it costs to get your stuff from where it is to where it's going - at the very least, that's gas, if you earn more and own a home, it's a moving truck and/or professional movers. You have to pay 3 months rent in advance (first, last, security), or you have to be able to sell your house in a stagnant market for at least what you owe on it, then you have to get a new mortgage on the new house. You have to leave your support network. If a parent is watching your kids while you work, now, you're going to have to find childcare in the new place. Chances are childcare will eat most if not all of the financial difference between the two locations' housing costs. Now, if you're hungry, you can probably swing by the home of someone you know and get to eat. If you move, who will you know? What will you eat on those days when you just don't have the money to make up for the empty cupboards? Will the new place have jobs that pay any better than where you are now?

      "Just move" assumes there are magical places where what you earn right now follows you, and all the support that currently offsets things you'd have to pay for elsewhere follows you, too. It's a fallacy.

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