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View Diary: Why is nobody talking about the OTHER Obamacare subsidy? (178 comments)

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  •  It depends on how much your employer's plan (0+ / 0-)

    costs, relative to your income.  If it costs more than 9.5% of your income, you can get a plan on the ACA exchange instead, if you want to.

    That's oversimplified, I'm sure.  For instance, I don't know if those awful "limited benefits plans" are still around.  They don't meet ACA requirements.  To me, they aren't real insurance.  So my guess would be that if those plans are still around, and that's all your employer offers, that you could get a plan on the ACA exchange instead.

    But that's just a guess.  All I can really say is, if you have a question about your own situation, call the number at healthcare.gov and ask.

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