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View Diary: Vast Majority Will Pay Less And Get Better Coverage Under ObamaCare (51 comments)

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  •  Mpls Star Tribune is wrong (2+ / 0-)
    Recommended by:
    coffeetalk, Neuroptimalian

    Quote in comment said:

    Americans who get their coverage through employers generally don’t get to pick and choose what care their plans cover. Nor do younger workers pay less than older workers, even though older workers are likely to incur more costly care.
    It is actually very common for employees to choose from several plans and young people do pay less than older employees.

    The most important way to protect the environment is not to have more than one child.

    by nextstep on Fri Nov 22, 2013 at 10:35:17 AM PST

    [ Parent ]

    •  of course (1+ / 0-)
      Recommended by:
      icemilkcoffee

      they can choose from several plans but they don't get to pick and choose what those plans cover.  Maternity care is covered for everybody for example.

      •  Not true. (3+ / 0-)

        While some states may have required maternity care.  In California, at my company we offered plans with and without maternity and people chose depending upon their needs.

        The company provided an allowance for health insurance and employees had about 20 plans to choose from.

        The most important way to protect the environment is not to have more than one child.

        by nextstep on Fri Nov 22, 2013 at 11:00:37 AM PST

        [ Parent ]

    •  Nope. Young employees pay the SAME as old (1+ / 0-)
      Recommended by:
      glynis

      employees for a given plan. Male employees pay the same as female employees, even though only female employees get pregnant. All group insurance works like that.

      •  Under ACA, yes (1+ / 0-)
        Recommended by:
        coffeetalk

        Prior to ACA, some groups may have chosen to do this, but it is not generally the case.

        Many groups provide allowances to employees for health insurance.  The cost of the plans employees sign up for varies by age and gender.  This was the case at multiple California companies I am familiar with.

        The most important way to protect the environment is not to have more than one child.

        by nextstep on Fri Nov 22, 2013 at 11:36:24 AM PST

        [ Parent ]

        •  Between my wife and I, we have worked for (0+ / 0-)

          probably 8 companies here in CA, and none of them charge older or younger employees differently or male or female employees differently.

          Now the company offered life insurance most definitely charges you different amounts based on age, but I have never seen an employer health plan that does that.

    •  I never had an employer plan that increased (2+ / 0-)
      Recommended by:
      glynis, Nada Lemming

      premiums for older employees.

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