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View Diary: Georgia state commissioner compares having pre-existing conditions to cheating insurance companies (144 comments)

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  •  I was going to make essentially the same (3+ / 0-)
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    Brown Thrasher, Johnathan Ivan, gmats

    comment. State regulatory panels are almost always peopled by revolving door insiders from the regulated industry.

    The simple answer to remove this self-serving element from what is supposed to be consumer protection and sensible regulatory oversight is to make people tied to the industry advisers to a panel of commissioners who have no personal ties to the industry. You do have to have industry input, it just shouldn't be tantamount to foxes and hen houses.

    In the case of health insurance, there is no way to make a profit UNLESS you skew the playing field to throw out people who require actual healthcare as opposed to requiring simply the myth that they have coverage for the care. We have to remove the insurers and the profit motivation from our system for it to work as it should.

    I think the insurers can survive and possibly make almost as much money by providing supplemental policies to Medicare for All where they could cover things like discretionary cosmetic surgery and the like or optional bells and whistles that regular coverage doesn't ( concierge care? Home visits? a latte with your MRI?)

    “Human kindness has never weakened the stamina or softened the fiber of a free people. A nation does not have to be cruel to be tough.” FDR

    by Phoebe Loosinhouse on Sat Dec 07, 2013 at 10:23:31 AM PST

    [ Parent ]

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