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View Diary: Republicans rethinking one of their few ideas for health reform (49 comments)

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  •  But in order to do that (0+ / 0-)

    you will need the individuals to be able to pool risk so they aren't cherry picked by insurers. You would then need to have consumer protections to prevent the sick from being screwed, and community rating to prevent them from being over-priced. But doing that would require standardization among plans and increasing the cost for the healthy. What about the healthy individuals who can't afford that increase?? Well, to offset that you would need to offer them subsidies based on income, and a mechanism to make sure the pool isn't prone to adverse selection. Something like say...a mandate.

    And then you have the affordable care act.

    •  Well yeah (0+ / 0-)

      The Wyden plan was pretty much the same as the ACA in those respects with the exception that instead of "if you you like your coverage, you can keep it" it moved EVERYONE to the exchange.

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