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View Diary: Cruelty: Insurers Block Hospital and Charity Efforts to Pay Premiums in Bid to Protect Profits (17 comments)

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  •  I'm having trouble understanding this. (3+ / 0-)

    Premiums for people very close to the poverty line are not just low.....they are LOW.

    The Valuepenguin calculator shows that the premium for their age, location, and income, for a silver plan, is $0.00

    When I try Covered California, I get "congratulations, you qualify for Medi-Cal.  

    The Medicaid premiums are in single digits.

    So what am I missing?

    We are the principled ones, remember? We don't get to use the black hats' tricks even when it would benefit us. Political Compass: -6.88, -6.41

    by bmcphail on Tue Dec 17, 2013 at 09:17:30 AM PST

    •  bmc - I thought the same thing (2+ / 0-)
      Recommended by:
      james321, bmcphail

      but didn't have the time to go check. Thanks for following up with the data.

      "let's talk about that"

      by VClib on Tue Dec 17, 2013 at 11:04:32 AM PST

      [ Parent ]

      •  Upon further calculation (1+ / 0-)
        Recommended by:
        VClib

        I don't think the really borderline poverty people are the population targeted by this effort.

        It's more like people a bit farther from the low end who get less subsidy but who have very tight budgets that might  not stand a $100 premium.

        Example:  A California couple (L.A. County) in their 50's with a household income of $30,000....definitely in a range that would require tight budgeting....would qualify for Silver plans with subsidized premiums would range from $84-$150.

        We are the principled ones, remember? We don't get to use the black hats' tricks even when it would benefit us. Political Compass: -6.88, -6.41

        by bmcphail on Wed Dec 18, 2013 at 08:58:03 AM PST

        [ Parent ]

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