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View Diary: Six million lost coverage on first day of Bush Medicare drug program (40 comments)

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  •  Last month I wrote a diary and mentioned (13+ / 0-)

    that we didn't do anything when my husband first qualified for Medicare. Months later when he had to use it, and we decided to enroll him in a Medicare Part D plan, we found out that because we didn't enroll when he first became eligible, we would now have to pay a late enrollment penalty every month for the rest of his life. To which jasan pointed out:

    Your husband found out about the mandate

    that President Bush's plan had in it for Medicare Part D.  What you found was that we have been living with a health mandate that forces you to purchase a drug plan since 2003, long before Obamacare.  You are also correct that there will be a whole bunch of angry right wingers when they find out they screwed themselves out of a pile of moolah for being so damn dumb.  Funny how life is though.

    Glad your sweety is on the mend.  Take care..

    by jasan on Thu Dec 12, 2013 at 10:16:58 PM EST

    So you're right. It took jasan pointing it out to me that there was a health mandate in Medicare Part D.

    “Mitt Romney is the only person in America who looked at the way this Congress is behaving and said, ‘I want the brains behind THAT operation.’ ” — Tom Perriello

    by hungrycoyote on Sat Jan 04, 2014 at 03:21:38 PM PST

    [ Parent ]

    •  Ouch. That will hurt. (16+ / 0-)

      When I signed up for Medicare almost 2 years ago, I was very confused by all the options and rules. I swear I received 5 lbs of mail a day from everyone trying to get a share of my insurance bucks.

      It took me forever, and a good insurance agent, to get what I needed. I wasn't going to sign up for Part D, since the only meds I took (thyroid) cost so little. My agent pointed out that I might eventually need more medication and if I signed up late, I would pay the penalty forever.

      The penalty is explained in the information from the Social Security Administration. I had understood it to mean a one time penalty. But I was so overwhelmed by all the information - from private insurance companies as well as Medicare - that I didn't catch that it was forever.

      The whole system is incredibly complicated. How does someone with reduced capacity ever navigate it?

      We need single payer!

      "May the forces of evil become confused on the way to your house." - George Carlin

      by Most Awesome Nana on Sat Jan 04, 2014 at 03:45:05 PM PST

      [ Parent ]

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