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View Diary: Addicted to Wealth: Why More Is Never Enough (150 comments)

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  •  Just curious, AppleP, where do you live? (5+ / 0-)

    I think it would be very hard for four people live a middle class life on 32k in any large metropolitan city, and probably impossible to do with much student debt.

    Also, sounds like you probably worked and saved for a lot of years before having kids. (No doubt a financially wise thing to do, though it does not work out that way for a lot of people.)

    But good for you for doing it!

    Some people fight fire with fire. Professionals use water.

    by Happy Days on Mon Jan 20, 2014 at 09:41:19 AM PST

    [ Parent ]

    •  It can be done (2+ / 0-)
      Recommended by:
      Happy Days, NCJan

      I did wait until 32 to have the first and 42 to have the second.  The house is paid off so the only housing costs are taxes and upkeep.  We never eat out and go shopping to Costco with a friend who has a membership.  I have 3 go phones that cost $300 per year total.  I got rid of The Dish and went to HULU, Netflix and Amazon for a total of $30 per month (plus $30 for internet which I would have anyway).  The cars have 101K and 91K on them.  Insurance for both is $250 every 6 months and since they are high quality vehicles they should last another 5 years easily.  Vacations are camping or visiting relatives.

      Believe me, it is doable.  You just have to prioritize.

      Republican tax policies have led to financial conditions which have caused Republicans to demand cuts to programs they have always opposed.

      by AppleP on Mon Jan 20, 2014 at 11:09:46 AM PST

      [ Parent ]

      •  Absolutely (1+ / 0-)
        Recommended by:
        Happy Days

        I grew up rural poor (like we didn't always have running water in the house because the well pump broke and we couldn't afford to fix it rural poor). I spent most of my 20's as a cook, and my early 30's as a restaurant manager. I was in my mid 30's before I got the IT job that has taken me where I am now, so I could certainly live off less, I've done it.

        It's just about choices. I want to enjoy SOME of my money now, I invest a lot of it for my future as well. The lifestyle of watching every penny to retire early isn't the life I want, though I don't begrudge anybody who does,

        •  I am in IT too (1+ / 0-)
          Recommended by:
          Happy Days

          which is why I NEED to get out.  I am tired of re-training every five years.  I am tired of the cubicle wars.  I am tired of bad management and worse users.  I see the younger kids who have no idea what DOS is but know Jquery, Razor, MVC and I know my time is limited in the field and I don't want to train again for a new career.

          Republican tax policies have led to financial conditions which have caused Republicans to demand cuts to programs they have always opposed.

          by AppleP on Mon Jan 20, 2014 at 11:30:16 AM PST

          [ Parent ]

          •  I'm moving back to the family farm (1+ / 0-)
            Recommended by:
            Happy Days

            Inherited the family farm from my mom. Wife is soon to graduate with Masters in historic preservation. Son is 2 years from B.S. I hope to taper down to a part time remote gig in about 5 years. I'm certainly not just about the money. I have turned down gigs at over $100/hr to relocate, no interest.

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