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View Diary: Republicans unveil Obamacare replacement plan: Everybody pays more (66 comments)

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  •  After reviewing the National Journal summary, (1+ / 0-)
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    olo

    it seems to me that this plan would do more for people who already have insurance and don't really need to use it, than it would do for people who don't have it and really do need it. It purports to control costs by what strikes me as wishful thinking, although the ACA's cost controls depend on a lot of variables too. But this plan, if I'm reading the description correctly and the description is fair, tells us that prices will go down if Americans are required to take greater risks with their health than they already are, pre- or post-ACA. Make people pay more of their medical costs out-of-pocket in order to make them "more aware" of what those costs are, and thereby make them reluctant to seek treatment unless and until they really, really feel they really, really need it and it's really, really worth the cost. Am I reading that right?

    I always thought the goal of health care reform was to reduce risk, and give people peace of mind that they're covered in case of a catastrophe, and that their insurance will cover them when they need it. What this proposal does is encourage people (if not outright compel them) to take chances with their health.

    Am I wrong?

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