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View Diary: This Is the GOP's Idea of a "Patient-Centered Health Care System" (78 comments)

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  •  The HSA was meant to pre-fund high deductible (0+ / 0-)

    health insurance.

    The deductible for all health insurance (insurance Republicans love and also insurance Democrats love)should be pre-funded.

    The bronze deductibles are high for most people and the silver plan deductibles are high for many people.

    If you don't have even $200 to spare you probably shouldn't be buying a $2,000 deductible silver plan.

    If you have only $100 to spare as a deductible, you probably should place this deductible with the insurer who should refund it (or forward it to you next insurer) if not used to pay claims.

    If you can't spare $100 (or $2,000) you should be buying FIRST-DOLLAR insurance. You get $X of care, you swipe your insurance card through an electronic reader (and $X gets transferred to your doctor's bank account from your insurer's bank account) and you walk out the door. About half of all Kossacks need FIRST-DOLLAR health insurance.

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