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View Diary: Obamacare fulfilling promise to older Americans (61 comments)

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  •  This demographic is a gaping hole (5+ / 0-)

    It's been a gaping hole in our healthcare delivery model.  They were too costly to insure on the open market.  Yet, they are also likely to A. need care, and B. experience a prolonged period of joblessness.  

    It's probably one of the best things about the law.  

    As a political consequence, they are probably very likely to vote.  I don't think that we should shy from that.  This isn't an example of giving away free things.  It's an example of responding to the needs of the citizens.  When citizens have their needs met, they are more likely to vote for the people who got that done.  

    Streichholzschächtelchen

    by otto on Tue Feb 18, 2014 at 09:23:01 AM PST

    •  Sort of (0+ / 0-)

      As the story points out, it protects people from financial disaster, so, for example, my wife and I get some peace of mind for $8 a month. Blue Cross gets a little more peace of mind, in the form of over $12,000 a year from the government.

      I get health insurance, but I don't get much more health care than I could afford before. I'll get an office visit free and maybe some of the lab work covered. I'll still pay for the annual ultrasound I need, and most of the lab work. If I applied the cost of my meds to the insurance deductible, it would cost me more than the what I currently pay for meds using my WA State drug card (free to any WA resident). And after all that, there's still $4000 or so of deductible to pay - none of which I can really afford - before the insurance actually kicks in.  Cutting my Social Security benefits (in real dollars), which is most of my income now,  won't make that better, either.

      The $12K a year that Blue Cross gets would do much more than let me get a few other problems taken care of that I'll continue to not get looked at. It will also help pay for someone else's serious medical bills, which is what insurance is for. And it will also contribute to the huge salaries the officers of the "non-profit" Blue Cross pull down.

      So I'm still hoping that anything major will hold off until November, when I'm eligible for Medicare. My wife has over 5 years to wait for her eligibility.

      I know a lot of people in essentially the same situation.

      No matter how cynical you become, it's never enough to keep up - Lily Tomlin

      by badger on Tue Feb 18, 2014 at 09:59:21 AM PST

      [ Parent ]

      •  In Germany (0+ / 0-)

        The German system is made up of about 200 different insurance funds.  

        If you lived in Germany, you would be required to purchase one of those plans.  They are not for profit.  

        Wouldn't the exact same thing be said about that situation?  If it were about the insurance company being for profit, or not for profit, I could understand the distinction.  But, in any insurance system, some of the money is being used to pay for the care of another.  

        Streichholzschächtelchen

        by otto on Tue Feb 18, 2014 at 11:12:50 AM PST

        [ Parent ]

    •  These are also people who very likely ... (1+ / 0-)
      Recommended by:
      otto

      ... have been paying premiums all their lives, but only recently started requiring health care due to the passage of time.  It's a real eye opener to suddenly need the health "insurance" you've been paying for, only to discover how woefully inadequate it is (or was, before the Affordable Care Act kicked in).

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