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View Diary: Obamacare fulfilling promise to older Americans (61 comments)

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  •  Both good news and bad news. (3+ / 0-)
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    Libby Shaw, True North, Bethesda 1971

    At 61, I come right in the middle of that pack.

    In spite of all the web site glitches and problems that we've had, I think that ACA has been better for us than worse.

    One thing for sure  -- even though insurers are allowed to charge us 3 times what they charge younger people, regardless of our health history, they can't turn us away.

    That matters when you're getting up to my age.

    The bad news is the relatively light signups by healthy young adults.  We need more of them to sign up to keep the exchanges viable.

    We did our part, making lemonade out of lemons:
    When all the crazy cockups kept us from putting our college student daughter on our plan, we got her her own plan. One healthy young adult who is signed up.

    LG: You know what? You got spunk. MR: Well, Yes... LG: I hate spunk!

    by dinotrac on Tue Feb 18, 2014 at 09:33:50 AM PST

    •  Women vs Men (1+ / 0-)
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      I saw a comment here on dKos from someone who teaches at a university that just about all of the female students were keen to sign up, if they didn't have other insurance--but fewer male students were interested.

      The female students may have looked more closely at the ACA benefits because of contraception coverage.

      If you know what you've been paying for routine medical care, you can see the benefits of the new system immediately.  

    •  Actually (1+ / 0-)
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      in January there was a big upswing in young sign-ups.  Plus, it's not just the youth factor, but the health factor.  There are a lot of 40 plus healthy people who are helping make the risk pool work.

      There's also the risk corridors (now safe from supposed debt ceiling hostage taking).

      Steve Gilliard Lives.

      by Bethesda 1971 on Tue Feb 18, 2014 at 09:57:56 AM PST

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      •  And healthy 60 year olds. (1+ / 0-)
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        But the actuarial assumptions in putting the exchanges together relied on significant participation by healthy young people.

        LG: You know what? You got spunk. MR: Well, Yes... LG: I hate spunk!

        by dinotrac on Tue Feb 18, 2014 at 10:01:21 AM PST

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