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View Diary: First Doctor Visit in Five Years: Why Repubs Want Us Broke or Dead (224 comments)

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  •  I've been curious about this (2+ / 0-)
    Recommended by:
    kareylou, worldlotus

    There are definitely self insured orgs who will offer the minumum coverage allowable, or close to it, no matter what.

    Self-insured groups are an interesting beast all around. I'll keep an eye out for data on the ACA's impact on them or how they're responding. May be a good diary topic for someone.

    "Words ought to be a little wild, for they are the assaults of thoughts on the unthinking." -Keynes

    by UntyingTheNot on Wed Mar 26, 2014 at 06:48:57 AM PDT

    [ Parent ]

    •  Or ProPublica ... (0+ / 0-)

      Thump! Bang. Whack-boing. It's dub!

      by dadadata on Wed Mar 26, 2014 at 01:56:17 PM PDT

      [ Parent ]

    •  Some searching turns up this: (6+ / 0-)
      Annual Deductible Limit: ACA states that the annual deductible limit applies to health plans offered in the small group market. In the final rule, HHS confirms that ACA’s annual deductible limit applies only in the insured small group market. Thus, the annual deductible limit does not apply to self-insured plans or large group market plans.
      So a self insuring company can essentially offer a cut rate plan that has a deductible set so high you will never reach it. They might offer an alternative plan which isn't affordable in lower wage brackets.

      Bad deal. Needs fixing.

      Thump! Bang. Whack-boing. It's dub!

      by dadadata on Wed Mar 26, 2014 at 04:01:03 PM PDT

      [ Parent ]

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