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View Diary: Obamacare enrollments top 6 million (84 comments)

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  •  It still needs improving. (2+ / 0-)
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    TofG, Minnesota Deb

    It definitely needs improving in some ways. (0+ / 0-)
    1. The family glitch as it is known. (google it). Basically to meet the affordable benchmark the premiums you pay an employer plan can't exceed 9 1/2 % of your income. The ridiculous part (and from what i read it was to prevent people leaving employee plans in droves) the 9 1/2 % is based on the premium of the employee only not the premium that includes the family. Eg. If the premium for the employee to cover ONLY themselves is $50.00 but they want family coverage which will be $150 (always disproportionately higher even if for only 1 other) the 9.5 % is based inn the $50.00 !! Not the $150.
    2. A spouse should be able to decide for any reason not to join the Employee plan. Now if the a spouse wants out they are not allowed to (and still get the subsidies) if the Employer overs coverage at all.
    This is preventing me from opting out even though my wife's plan is drastically changing so it no longer includes a copay for a service I have been using regularly.
    I am appealing this but there is absolutely NO ONE that can answer questions about appeals. (google it). So during my wife's open enrollment I will sign up with her and wait to see if the appeal is successful (the site says up to 90 days but no one really knows) I will then drop her insurance. Healthcare. gov says as long as I did an application I will be able to actually enroll after  March 31st.
    Don't get me wrong I am all for this ACA (short of the civilized single payer) it just needs some things fixed.

    I will never understand why most people who have more can't just leave it at that. Nope Instead most of them make it their mission in life to see to it that the others get less and less.

    by Canadian Green Card Alien on Thu Mar 27, 2014 at 12:59:46 PM PDT

    •  Of course there are glitches (1+ / 0-)
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      and they should be fixed -- but won't be as long as the GOPers in the House are fixated on repeal. They have no interest in fixing it to make it more workable.

      We need to work like crazy on the 2014 elections to have any hope of straightening out some of these problems.

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