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View Diary: The Obamacare counting doesn't end at 7 million (42 comments)

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  •  You missed a few other major groups Laura (4+ / 0-)
    Recommended by:
    ferg, Cordyc, howabout, Chas 981

    1) People who become unemployed this year.

    In the past they had to pay for COBRA (very expensive) or go uninsured until they got another job and hopefully got reinsured (often after a waiting period at their new employer). Now they can buy into the exchanges. Estimates are that anywhere from 25-50% of the people who become uneployed this year will buy into the exchanges. Once corporate "job transition" and HR departments become more in tune with the law this number will climb.

    2) The other are people who face a "major event".

    Divorce, birth of child, aging out of parental insurance plans, etc all (I believe?) allow people to buy into the exchanges. Expect health clinics to start to help enroll people soon (hell they want to get paid). Expect nurses at family health clinics to recommend that pregant woman get insured (for themselves and their babies sake).

    I'm expecting (based on articles I have read) that by the end of the year this will swell the final number by another 500,000 to 1.5 million.

    -1.63/ -1.49 "Speaking truth to power" (with snark of course)! Follow on Twitter @dopper0189

    by dopper0189 on Wed Apr 02, 2014 at 08:12:49 AM PDT

    •  And we should include (2+ / 0-)
      Recommended by:
      FiredUpInCA, dopper0189

      all those with employer plans who now get no cost preventative care along with the end of yearly or lifetime caps.

      Seniors with Medicare also now get no cost Preventative care and a closure of the Donut hole on meds

      Congressional elections have consequences!

      by Cordyc on Wed Apr 02, 2014 at 11:10:40 AM PDT

      [ Parent ]

    •  Great points. (1+ / 0-)
      Recommended by:

      I believe lots of hospitals and clinics have someone on staff who knows how to help patients apply because they want the money!

    •  I'm a little confused (0+ / 0-)

      My 24 yr old is graduating college and is hoping to get a ft job this summer.  I've been unemployed and I'm hoping to get a job asap.  My understanding is that if we are offered employer based health ins we have to take it if it is less than 9.5% of income?  We're in a group together because he's still my dependent.  We're waiting for our ID cards in the mail any day now but while jobs would be a great, great thing, I'm wondering about the requirements.  So when one of us gets a ft job the other would have to apply for individual insurance through the exchange??  I see on the exchange where you can report any changes, and I realise our subsidy would no doubt be reduced.  I think I saw you get 60 days to switch to employer based ins?  We have a silver plan I think we'll be very happy with so the thought of having to switch a couple of months in is awful. I also worry very much about people who signed up for the bronze plans, maybe not realising $13,600 deductible (an example from my choice of plans) will have to be paid before they get coverage, other than for preventive care. I see that as something republicans will scream about, as in Obamacare is "junk" insurance, etc.

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