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View Diary: ACA Question (28 comments)

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  •  Very good point (3+ / 0-)
    Recommended by:
    LakeSuperior, Lujane, mumtaznepal

    about the PCP involvement. Especially if your friend has an HMO plan. They aren't as common anymore but I know several are offered on the exchange here.

    Tell your friend to remember that she pays premiums and the insurer works for her. Pick up the phone and ask. Most bc/bs licensees are non profit and slightly less greedy than most for profit insurers.

    I have negotiated many contracts with bc/bs licensees and they have always been very ethical and patient centered. Some people won't believe this, and I can only speak from my personal experience but I have never seen the games and tricks out of bc/bs that I have seen from some other big players, like UHC and Aetna.

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