Skip to main content

View Diary: Arkansas covers 75 percent of eligible people in private option Medicaid (38 comments)

Comment Preferences

  •  Keep in mind about medicaid (4+ / 0-)
    Recommended by:
    Lujane, raincrow, kfunk937, charliehall2

    For at least the past 20 yrs., federal rules governing medicaid require a clawback of benefits from a deceased beneficiary's estate.

    1.  For benefits received prior to age 55, the only clawback is for a beneficiary who is institutionalized permanently.

    2.  For beneficiaries between 55 and 65, the clawback encompasses all benefits received.  For states such as Arkansas which have privatized medicaid, this clawback encompasses all amounts paid by the state for premiums, even if the beneficiary never made a claim.

    Lest there be some confusion, this post age 55 clawback is not limited to nursing home care, but all costs paid.  Medicaid paid for a $45,000 operation?  The clawback kicks in.

    Many poor people in rural areas may well own a home which will be claimed by the state medicaid authorities on death.

    So, when the poster claims that the federal government picks up the tab, that's only a partial truth.  The beneficiary is also liable.

    If the medicaid qualified individual earned a few dollars more, that person would then be entitled to purchase subsidized private insurance, with no clawback for the subsidy.

    •  Thank you for this sobering reminder. (0+ / 0-)

      Our health care delivery system is still SICK SICK SICK.

      Fight them to the end, until the children of the poor eat better than the dogs of the rich.

      by raincrow on Wed May 28, 2014 at 05:31:40 PM PDT

      [ Parent ]

    •  Any examples of this happening, or is this just (2+ / 0-)
      Recommended by:
      indres, Rob in CT

      a RW myth? I know they peddle this notion at the RW sites. Any links to prove it?

    •  Here is a solution. (1+ / 0-)
      Recommended by:
      scott jones

      Extend the maximum ACA subsidies to those living below the poverty level.  This solution would work even in states without a "private option" and have not extended Medicaid.  

      As it now stands, there are no subsidies for those in poverty.  Though poor, many people would find a way to come up with the modest premiums.  

      Some may have inherited a home they also wish to pass down to their sons, daughters, nieces, or nephews, and do not want the state taking it when they die.  Don't force people to be on welfare.  

Subscribe or Donate to support Daily Kos.

Click here for the mobile view of the site