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View Diary: Savings rate at lowest level since 1933. Anybody worried? (5 comments)

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  •  Contributions to IRAs and 401ks? (none)
    They're not counted?  If true, does the problem evaporate?  I save PLENTY, but only to 401k & IRAs.  It would seem to me that the statistic we're quoting is just misleading, like unemployment figures that don't account for the folks who have been looking too long for work.  Perhaps a better method of determining savings rate is in order.

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