I know that this so-called Bankruptcy Law was supposed to slow down the filing of bankruptcies AND it forced the credit card companies to require a minimum payment that was higher than before (so that a $30 item doesn't take one 30 years to pay off).

Apparently, what was already known by the Bankruptcy Judges is coming true.  Most personal bankruptcies are caused by situations beyond an individuals' control (i.e. medical bills, loss of job or spouse income, etc.).

It was also my understanding that it made it a bit easier for Corporations to file one of the Bankruptcy choices (you know, Chapter 7, 11 or 13).

I still think the rich are stealing from the poor and middle classes and there is not much one can say to me to change my mind.

I am vehemently opposed to the end of the Estate Tax on the Wealthy too.  Keeps too much of the wealth concentrated in the few (i.e. The Waltons - and no, not the TV Show).