Clinton's plan is clearly superior because it would achieve universal coverage. It's significantly defective, however, because it doesn't deal with costs on a sustainable basis.  For that, we need a single-payer system.

Obama's plan doesn't even try for universal coverage, and it, too, doesn't deal adequately with costs.

Rashi Fein is Professor of Medical Economics, Emeritus, at Harvard Medical School, and co-author of The Health Care Mess; How We Got Into It and What It Will Take To Get Out, from the Harvard University Press.