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View Diary: Who Are You? - What's Your Income (with Poll) (221 comments)

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  •  If you don't have access to money to pay for (1+ / 0-)
    Recommended by:
    grayscale

    three months of expenses, then your budgeting priorities are out of whack.  If you do have access, but it is in savings, that really doesn't count as living paycheck to paycheck.  

    •  I would add (5+ / 0-)

      that for many, if not most people these days, "saving for retirement" is a pipe dream. For many many people, if they don't work in a job with a pension, money for retirement is impossible to pull out of their take-home pay.

    •  Good grief (9+ / 0-)

      Could I suggest that we stop lecturing and criticizing each other? Anyone who is sharing their financial situation on this thread is generously sharing information to which we have no right and their perceptions of what it is like to live at that income level.

      •  Sorry, but I am offended by someone living in (3+ / 0-)
        Recommended by:
        Blacklantern, labradog, grayscale

        affluence who represents themself as just getting by (who me?  affluent on only $200K?).  It shows a fundamental lack of understand (and I would say empathy) of how people who do live on middle and lower class paychecks actually live.

        •  what $200k? (4+ / 0-)
          Recommended by:
          qwerty, el dorado gal, Alegre, SeekCa

          I never said we make $200k.  We make over $100k.  As for not understanding lower and middle class... I grew up dirt poor, and spent many years of my adult life poor, either as a happy-go-lucky bum or as an impoverished college student living on loans and minimum wage.  

          I'm offended by your sneering and insults.  I worked hard (and got lucky) to make it to the middle class.  Your class warfare crap is childish and abusive.

          "True individual freedom cannot exist without economic security and independence."
          -FDR

          by Leggy Starlitz on Tue Jun 13, 2006 at 12:55:01 PM PDT

          [ Parent ]

        •  i.e, 200K for a family (2-4 persons) in NYC (0+ / 0-)
          is nothing. Don't be so quick to criticize.
        •  What makes you think Leggy doesn't (2+ / 0-)
          Recommended by:
          qwerty, el dorado gal

          understand? A person's history can be very different from their current status. I grew up working poor. Now, we are in the second to the highest bracket on the poll but when we were first married (late 70s) we made less than $20,000/year. Some of the differences are due to age-if you have student loans you are probably late 20s, early thirties and not making a whole lot of money. Leggy is in his/her forties and has kids (childcare expenses and saving for college) and a mortgage. It really doesn't leave a lot left over. Affluent is not having to worry about any of that stuff. Leggy isn't affluent.

          You fell victim to one of the classic blunders, the most famous of which is "Never get involved in a land war in Asia".

          by yellowdog on Tue Jun 13, 2006 at 12:57:12 PM PDT

          [ Parent ]

          •  No, no, no. I know people can empathize on any (4+ / 0-)
            Recommended by:
            labradog, sele, grayscale, BR Janet

            income.  It's how he characterized his situation.  Living paycheck to paycheck is literally needing the next paycheck to survive. Someone who makes "well over $100K" (sorry $200K was my misquote) is making more money than the vast majority of Americans, and is therefore affluent.  I'm not using only my living situation to judge - the majority of Americans in their 40s with children live on less than $100K.  To equate your situation with their's is kind of disingenuous.

            I'm not explaining myself very well, but his post reminded me of a conversation I had with a friend of mine.  She went on and on about how her living situation was almost like a poor persons - except instead of budgeting for electricity, she had to budget for a manicure.

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