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View Diary: What you should know about health insurance industry lobbyists and their lies (276 comments)

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  •  Under the current system (1+ / 0-)
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    Every dollar that is spent on your healthcare or mine, means one less dollar for health insurer shareholders and profits.

    Other systems are possible.

    The insurance company could charge amounts above the stated premium if it needs to pay additional medically necessary contractual claims or give a rebate if it is far enough ahead of the game.

    1,000,000 subscribers at $876/month base premium

    December claims $897 million
    plus $25 million profit/expense margin

    February adjusted premium $924

    January claims $837 million
    plus $25 million profit/expense margin

    March adjusted premium $863

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