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View Diary: What you should know about health insurance industry lobbyists and their lies (276 comments)

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  •  Very good point but... (3+ / 0-)

    If an insurer has a large population, the risk becomes fairly predictable and the issue becomes more of management than of gambling. that is why many large employers (50K-80K employees) have their own system usually administered by another organization. The problem with for profit insurance is that their aim is profit and not healthcare.

    •  True (2+ / 0-)
      Recommended by:
      alizard, Alexandra Lynch

      to some degree about covering a large population.  In such a case the risk can be minimized in a few ways both of which current insurers use.  The first is you can cherry-pick the healthy paitents and refuse to cover sicker ones.  You can also cover people with chronic illness with the exception of anything having to do with their chronic illness.  You can introduce co-pays which discourage people from going to the doctor.  And etc.

      The heart of the problem is as you say, insurance companies aim for profit not provision of health care.

      Their goal is fundamentally opposed to providing the commodity that people think they're buying when they get an insurance policy - access to health care.

      "The time for justice is always right now!" - Samantha Booke, Wiley College debate team, 1935

      by Edgewater on Sun Jan 25, 2009 at 05:52:46 PM PST

      [ Parent ]

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