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View Diary: What you should know about health insurance industry lobbyists and their lies (276 comments)

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  •  your assumption is that the uninsured don't pay (3+ / 0-)
    Recommended by:
    nyceve, snakelass, Egalitare

    Higher insurance premiums are making up for the lack of insurance or the lack of govt. funding of medical care. Less insurance, higher premiums.  Premiums go to fund the care of the uninsured.

    scheduled costs for procedures are increasing because people can't afford to pay their bills, with insurance or without insurance...

    higher insurance premiums are an attempt to make up for these increased rates that hospitals and docs must charge

    but i guess your statement is accurate. any shortfall in the exchange has to be made up somewhere.

    imho the system is finished

    Love is the source, substance and future of all being. --St. Francis

    by ksingh on Sun Jan 25, 2009 at 05:38:15 PM PST

    [ Parent ]

    •  I made no assumption about whether uninsured (0+ / 0-)

      people pay.  If they don't pay, it gets written off as charity care.  If they do pay, they will probably pay through the nose, since they will be paying the inflated rates caused by the cost shift plus they won't have the benefit of having a rate that has been negotiated to a group discount.  

      So, uninsured paptients either end up being part of the problem or part of the "solution" - both unintended consequences, both unfair, both a perverse outcome of a bizarre system.

      Denial - it's not just a river in Egypt.

      by Imavehmontah on Mon Jan 26, 2009 at 04:49:48 PM PST

      [ Parent ]

      •  yeah (0+ / 0-)

        that's a better explanation.

        go back and read your comment.

        Premiums go to fund the care of the uninsured.

        Love is the source, substance and future of all being. --St. Francis

        by ksingh on Mon Jan 26, 2009 at 05:35:13 PM PST

        [ Parent ]

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