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View Diary: Health Care Friday (126 comments)

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  •  no mandates! (2+ / 0-)
    Recommended by:
    tmo, raincrow
    1.  mandates don't control costs
    1.  mandates do nothing about quality
    1.  mandates line the pockets of the health ins co
    1.  mandates don't demand the insurance cover anything
    1.  another expense to us - who are already struggling under the premiums and the lack of coverage now - is going to help HOW?
    1.  mandates don't require health ins co to cover pre-existing conditions.

    Now if it was mandated with very reasonable rates and 100% coverage of people and their conditions we could talk but mandates without coverage will take people already overwhelmed and provide yet another bill to not be able to cover.

    And who gets to decide what you and I can afford?
    And what is the penalty for not complying?

    •  Affordability and enforcement issues unsolveable (0+ / 0-)

      Agreed, affordability and enforcement issues will be very difficult. I'll argue that they will be impossible to solve and will doom the idea, as anyone who thinks it about it for more than 5 minutes will also realize. Suppose my unemployed husband weren't able to get the insurance I'm getting from my job. How would they determine what we can afford to pay? You can't squeeze blood from a stone. If we don't have the money we don't have it. A tax credit when we file doesn't help pay the monthly premiums. He's unemployed so they can't garnish his wages. Would they forceably extract money from my paycheck or from our checking account?

      Then there's the cases for people who can't get or afford insurance now due to extraordinary medical problems. My mother-in-law had a traumatic injury many years ago, and would almost certainly not be able to get insurance on her own at all, or it would be at such a prohibitive rate (~$5000/mo) as to effectively not be available. Will the insurance companies be forced to offer her an "affordable" policy? What do they consider affordable? What would my MIL consider affordable and would those numbers have anything to do with each other?

      This whole idea is stupid and unenforceable. If you want to drive a car in California, you have to have car insurance. If you can't afford the car insurance, you don't drive the car. What are you supposed to do if you can't afford health insurance, stop breathing? It's not only stupid, it's immoral.

      A word after a word after a word is power. -- Margaret Atwood

      by tmo on Fri Feb 20, 2009 at 09:54:31 AM PST

      [ Parent ]

    •  Some seem to think if we should spend (0+ / 0-)

      our last dollar for insurance, giving up all pleasures in life that cost money.  I would do that if it were necessary, but to feed the coffers of greed, NO WAY, HOZeA.

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