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View Diary: Senator Wyden Staffers flat out told me he is not for a nationwide public option! (81 comments)

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  •  She's right- we can't let them doom us to this (1+ / 0-)
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    potatohead

    We have to draw the line,
    but its not another expensive insurance program.

    People are dying because of their cruelty. We can't let the insurance companies hijack this administration.

    Sorry Mr. Obama.

    How we can easily pay for health care for all!
    Important: We would pay FAR LESS than we are paying now

    This is from:
    The Single Payer FAQ at PNHP.org

    "Won’t this raise my taxes?

    Currently, about 60% of our health care system is already financed by public money: federal and state taxes, property taxes and tax subsidies. These funds pay for Medicare, Medicaid, the VA, coverage for public employees (including police and teachers), elected officials, military personnel, etc. There are also hefty tax subsidies to employers to help pay for their employees’ health insurance. About 20% of health care is financed by all of us individually through out-of-pocket payments, such as co-pays, deductibles, the uninsured paying directly for care, people paying privately for premiums, etc. Private employers only pay 21% of health care costs. In all, it is a very "regressive" way to finance health care, in that the poor pay a much higher percentage of their income for health care than higher income individuals do.

    A universal public system would be financed in the following way: The public funds already funneled to Medicare and Medicaid would be retained. The difference, or the gap between current public funding and what we would need for a universal health care system, would be financed by a payroll tax on employers (about 7%) and an income tax on individuals (about 2%).

    The payroll tax would replace all other employer expenses for employees’ health care, which would be eliminated. The income tax would take the place of all current insurance premiums, co-pays, deductibles, and other out-of-pocket payments.

    For the vast majority of people, a 2% income tax is less than what they now pay for insurance premiums and out-of-pocket payments such as co-pays and deductibles, particularly if a family member has a serious illness.

    It is also a fair and sustainable contribution.

    Currently, 47 million people have no insurance and hundreds of thousands of people with insurance are bankrupted when they have an accident or illness.

    Employers who currently offer no health insurance would pay more, but those who currently offer coverage would, on average, pay less.

    For most large employers, a payroll tax in the 7% range would mean they would pay slightly less than they currently do (about 8.5%). No employer, moreover, would gain a competitive advantage because he had scrimped on employee health benefits. And health insurance would disappear from the bargaining table between employers and employees.

    Of course, the biggest change would be that everyone would have the same comprehensive health coverage, including all medical, hospital, eye care, dental care, long-term care, and mental health services. Currently, many people and businesses are paying huge premiums for insurance so full of gaps like co-payments, deductibles and uncovered services that it would be almost worthless if they were to have a serious illness."

    "I live in Canada and I must admit that like many of my fellow Canadians we take our Health Care for granted. We would find it incomprehensible that we could get into financial hardship because of any medical procedure or catastrophic illness.When we go to the doctor it is to get treatment or to be sent to specialists. The last thing we have to worry about is if we can afford the treatment or if we are covered by our insurance or what our co-pay would be.All we have to worry about is to get well.That alone could be one of the best things about our system,no matter what, we will be treated by the best that our system can provide.I have just been told that I require hip replacement surgery. My wait time is 4 to 6 weeks I dont find that overlong. When I think back to the time of our countries Health Care debate the same arguments were being used.That it would never work.It was socialism,it would provide sub-standard treatment,all the doctors would leave. Well that was over thirty years ago and in my experience our system has only improved by leaps and bounds in that time."

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