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View Diary: Obama discusses "health insurance reform" and small business (116 comments)

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  •  That's the problem I'm having, billlaurel. (4+ / 0-)

    I'm self-employed and my premiums have gone up
    350% in the last 7 years.  I can't afford to pay
    this next increase, so, I'll be forced to take a
    policy with the Farm Bureau.  It will exclude anything that's everbeen wrong with
    me.  Anything that could, somehow, be linked in some
    small way to anything that might happen in the future would be excluded.  (for instance, a cold)
    So, essentally, I'll be paying $250 - $300 per month for an accident policy.  And, I'll be naked on any illness that should befall me for the next five years, until I reach medicare age.
    It's horrifying.  But what else can I do?
    And, just for the record, I'm not someone who
    has a lot of illnesses or pre-existing conditions.
    No high blood pressure. No high cholesterol.
    No diabetes.  

    "I am my own forerunner"

    by Cassandra77 on Sat Jul 25, 2009 at 07:07:44 AM PDT

    [ Parent ]

    •  thank the FSM/higher power (2+ / 0-)
      Recommended by:
      Cassandra77, Loose Fur

      that you have the odds in your favor, from what you write.

      But I wouldn't put it past them to find an excuse to say "oh, you must have osteoporosis, we won't cover this broken bone" if you do have an accident.

      When will we ever learn that PROFIT cannot be a part of the equation when endangering people's lives adds to a company's bottom line?--Earicicle

      by billlaurelMD on Sat Jul 25, 2009 at 07:43:20 AM PDT

      [ Parent ]

      •  I wrote an email to Jim Cooper about this and (2+ / 0-)
        Recommended by:
        Loose Fur, ncmom54

        joked that they might even deny a claim if i fell or was hit by a truck due to some childhood illness.
        You make a good point.  They probaby would deny a broken bone due to osteoporosis.
        I really am fucked.  (gallows laugh here)

        "I am my own forerunner"

        by Cassandra77 on Sat Jul 25, 2009 at 08:00:45 AM PDT

        [ Parent ]

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