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View Diary: I Need a Lawyer (76 comments)

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  •  Not to engage in ageism, but Florida especially (2+ / 0-)
    Recommended by:
    newyorknewyork, Amber6541

    must have some sort of consumer protection agency where banking is concerned simply because of the percentage of elderly there.  Have you looked into that?

    And again, I don't mean to be age biased, but there are so many cases of the elderly falling prey to theft through identity theft or telephone scams.  My wife's grandmother, for example, (and bless her heart) a couple of years ago nearly got taken in one of the telephone scams.  The family had to transfer control of all her accounts to one of her children to protect her.  My wife's uncle happened to stop by one day to visit and found her on the phone with someone who said they were from her bank.  She was giving out account numbers, access codes, etc.  If he hadn't come in when he did she could have been cleaned out.  This is an unfortunately frequent occurrence with the elderly and there must be agencies at the state level in Florida to deal with banking problems.

    That which doesn't kill me merely postpones the inevitable.

    by EeDan on Mon Aug 03, 2009 at 09:55:35 AM PDT

    •  This is happening to EVERYONE (1+ / 0-)
      Recommended by:
      EeDan

      They copy ATM cards and even pins at gas stations, for example.

      Next thing you know, you're wiped out.  

      The thieves have gotten very sophisticated.  And the sad part is that the law and the banks are WAY behiind them.

      •  I just cut up and canceled (1+ / 0-)
        Recommended by:
        newyorknewyork

        a debit card that my bank decided I must need, sent without my request.  I don't use them and will not own one specifically because of cases like yours.

        It used to be that debit cards carried no consumer protections at all.  Then legislation was passed and the issuers were forced to add in some level of assurance.  But as you've seen, they are long on words and short on action.  Once the money has left your account, it's gone, and there's not much you can do but very nicely ask the bank to please give it back.

        But the point of my first comment was that Florida must surely have some sort of banking consumer protection agency.  There are enough seniors there to make it a very popular idea.

        That which doesn't kill me merely postpones the inevitable.

        by EeDan on Mon Aug 03, 2009 at 11:31:28 AM PDT

        [ Parent ]

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